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Stay safe: Lumen will never ask for your password or OTP. Keep payments and chats on-platform for full buyer protection.
Draft — to be finalized before launch. This page is placeholder structure only and is not legally binding. The final wording must be prepared and reviewed by a qualified legal professional (Nigerian consumer-protection law and the NDPR) before launch.
The final terms will set out the agreement between you and Lumen Market when you use the site or place an order — including eligibility, acceptable use, and account responsibilities.
They will describe how an order forms a contract, how prices and VAT are shown, payment via Paystack, and what happens if an item is unavailable or a price error occurs.
They will reference our delivery timelines and the Returns & Refunds Policy, and your cancellation rights under Nigerian consumer-protection law.
They will state the limits of our liability and confirm the governing law and dispute-resolution process.